BusinessFinancial Assistance
Pradhan Mantri MUDRA Yojana (PMMY)
Ministry of Finance / MUDRA
Collateral-free institutional loans to non-farm micro and small enterprises for setting up or growing a business.
Eligibility criteria
- Runs (or plans to start) a business / self-employment
- Age is 18 years or above
Note: For non-farm income-generating activities (manufacturing, trading, services). Not for agriculture crop loans (see KCC).
Documents required
- Identity & address proof
- Business plan / proof of business activity
- Bank account details
- Quotations / invoices for machinery (if applicable)
How to apply for Pradhan Mantri MUDRA Yojana (PMMY)
- 1Confirm you meet the eligibility criteria (use the eligibility checker below).
- 2Keep the required documents ready: Identity & address proof, Business plan / proof of business activity, Bank account details, Quotations / invoices for machinery (if applicable).
- 3Apply on the official portal — https://www.mudra.org.in — or through the channel it specifies.
- 4Note the deadline: Open — apply at banks / NBFCs / MFIs.
Not sure if you qualify for Pradhan Mantri MUDRA Yojana (PMMY)?
Check My Eligibility →Related schemes
- PM-KISAN (Pradhan Mantri Kisan Samman Nidhi)
- Kisan Credit Card (KCC)
- Ayushman Bharat PM-JAY
- Pradhan Mantri Awas Yojana – Urban (PMAY-U 2.0)