Government Schemes for Business & MSMEs
Whether you're a street vendor, an artisan, a first-time entrepreneur or a growing micro-enterprise, government schemes offer collateral-free loans, margin-money subsidies and skilling. Eligibility often depends on the type of enterprise, age and category. Explore the verified business and MSME schemes below and check which you qualify for.
8 verified schemes in this category
Pradhan Mantri MUDRA Yojana (PMMY)
Collateral-free institutional loans to non-farm micro and small enterprises for setting up or growing a business.
Stand-Up India
Bank loans to SC/ST and women entrepreneurs to set up a greenfield (first-time) enterprise in manufacturing, services, trading or agri-allied activity.
Prime Minister's Employment Generation Programme (PMEGP)
Credit-linked subsidy to help individuals set up new micro-enterprises and generate self-employment in the non-farm sector.
PM Vishwakarma
End-to-end support to traditional artisans and craftspeople — recognition, skill training with stipend, toolkit incentive, and collateral-free credit.
PM SVANidhi (Street Vendor's AtmaNirbhar Nidhi)
Collateral-free working-capital loans for urban street vendors to restart and grow their businesses, with interest subsidy and cashback on digital payments.
Lakhpati Didi
Skilling, livelihood support and credit linkage to help rural women in Self-Help Groups build sustained annual household incomes of ₹1 lakh or more.
Startup India (DPIIT Recognition)
Official recognition for innovative startups, unlocking tax benefits, self-certification, IPR fee rebates, easier public procurement and faster winding-up.
Credit Guarantee Fund for Micro & Small Enterprises (CGTMSE)
Enables collateral-free, guarantor-free bank credit to micro and small enterprises by guaranteeing a large share of the loan to the lender.