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BusinessFinancial Assistance

PM SVANidhi (Street Vendor's AtmaNirbhar Nidhi)

Ministry of Housing & Urban Affairs

Collateral-free working-capital loans for urban street vendors to restart and grow their businesses, with interest subsidy and cashback on digital payments.

Eligibility criteria

  • Lives in a urban area
  • Runs (or plans to start) a business / self-employment
  • Is a street vendor (vending on or before the notified survey date)

Note: For street vendors in urban areas. Vendors identified in the ULB survey or holding a vending certificate are eligible.

Documents required

  • Certificate of Vending / ID card, or survey reference
  • Aadhaar card
  • Bank account details

How to apply for PM SVANidhi (Street Vendor's AtmaNirbhar Nidhi)

  1. 1Confirm you meet the eligibility criteria (use the eligibility checker below).
  2. 2Keep the required documents ready: Certificate of Vending / ID card, or survey reference, Aadhaar card, Bank account details.
  3. 3Apply on the official portal — https://pmsvanidhi.mohua.gov.in — or through the channel it specifies.
  4. 4Note the deadline: Open — apply via pmsvanidhi.mohua.gov.in / ULBs.

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